TT, I don't know you other than from on here, but you come across as a person with both good IQ & EQ levels. You appear to be physically fit, relatively handsome (although dodgy barnet), fairly well presented and you work hard. You appear to always have possessed these traits. I certainly don't know your wife/ partner, but I suspect see possesses the same character traits. You both work in jobs you like, which you are good at and where you can see a direct correlation between work put in & benefits taken in. I suspect that you both have a positive outlook on life. You also operate in a cosmopolitan city, where people are receptive to the industry you are in, during a period of economic expansion and favorable economic conditions. Those things in combination would give you a high statistical probability of you being successful in life. I'm not suggesting that life has been a stroll, it probably hasn't and you'll have earned everything you've got. But that's it, mate. No more, no less.