The Orta style contracts can work for you if they are awarded to genuinely prized players. Fulham successfully executed a plan where after relegation their best players went out on loan and returned the next season to resume in the Premier League with them. Leeds trouble was they were awarded to moderate premier league players who couldn't have commanded a reasonable fee, and we didn't come straight back up.
In our case it was a good job Bournemouth gambled on the fitness of Adams and Sinisterra or we would probably have been really in the shit.